Bupa has launched Bupa Evolve Master Trust to offer employees access to healthcare through Bupa’s Connected Care pathways.
Bupa says the model, designed for businesses with over 300 employees, helps manage rising healthcare costs while supporting workforce wellbeing and ensuring seamless access to care.
The Bupa Evolve Master Trust allows businesses to self-fund healthcare through a master trust structure, backed by stop-loss insurance protection. Employers fund the first 80% of projected annual claims, with stop-loss cover protecting them if claims exceed the trust value. But if claims are lower than expected, any surplus can be carried forward to deliver ongoing value.
The trust also provides flexibility and long-term value, with scheme design tailored to each workforce.
Bupa says its Connected Care pathways are designed to deliver faster treatment, better outcomes and a smooth journey from first contact to recovery.
They combine Bupa’s GP and digital services, more than 100 clinics and three Bupa-owned hospitals with trusted partners, guiding employees into clear treatment pathways that support quick access to care, cost control and a timely return to work.
Its key features also include open referral guides employees to clinicians near their home or workplace, with fee-assured options designed to help manage costs effectively.
The proposition also includes guided care, offering direct access to clinical triage for musculoskeletal (MSK) concerns, mental health needs and symptoms requiring urgent assessment, helping employees reach the right support sooner.
Additionally, enhanced mental health support provides mental health access and outpatient waivers for both remote and face-to-face therapies delivered through Bupa Mindplace centres.
Bupa UK Insurance product and proposition director Dan Sullivan says: “Organisations are under pressure to manage rising healthcare costs whilst also facing demand for health cover within employee benefits to attract and retain talent. To meet this need, and in response to the development of corporate excess products in the market, we have designed a new trust product built around our Connected Care pathways.
“The Bupa Evolve Master Trust offers businesses a smarter way to fund healthcare, improving cost efficiency while protecting the quality and speed of care their people receive.”
