The research found 42 per cent of employees with workplace income protection are unclear on its benefits, not knowing howlong they would receive benefit payments for should they become unable to work...
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Long-term disability income premiums stood at £724m in 2017, up 6.3 per cent on the previous year, while death-in service premiums rose to £1.3bn, an increase of 4.3 per cent. Group critical illness...
Group risk products should be renamed to more engaging alternatives to make them more understandable and likely to be bought, research from Canada Life Group Insurance suggests. ‘Group life assurance’ has been...
A consultation on the taxation of trusts could have massive implications for the tax breaks available on group life says Canada Life Group Insurance marketing director Paul Avis. The industry needs to...
Increasing numbers of employers face a terminal illness tax lottery because of HMRC rules that levy tax on life cover where employees are struck by conditions that give them 12 months to...
Excepted group life plans grew by almost 30 per cent over the last year, as individuals looked at ways to get round the new £1m pension lifetime allowance, according to Swiss Re’s...
Steve Bridger, Aviva A tax charge of £10,500 could arise from an excepted group life policy payout of £500,000, but creating a new trust and policy prior to...
John Ritchie, Ellipse The Government must create a new tax-advantaged framework for group life in the event it abolishes pensions tax relief, or risk being accused of taxing...
The group risk sector is in the midst of an existential crisis as pension legislation is reviewed says John Greenwood The Chancellor’s long-term plan for an overhaul of the pensions system could...
