Early retirement hits 23-year low: ONS

The number of people taking early retirement continues to plunge, with predictions that figures could hit zero by 2035.

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The number of people taking early retirement is expected to hit an all time low in the coming year, according to projections from Aviva

These are based on new employment figures from the Office of National Statistics  which show that just 1.19m people under the age of 65 describe themselves as retired.

This figure is at the lowest level for 23-years. Aviva expects this trend to continue and says the figure could hit zero by the year 2035. 

These numbers have fallen in part due to the increase in the women’s state pension age. The number of women labelled as retired before the age of 65 has fallen by approximately 40 per cent since 2010, to an all-time low of 0.66m.

With the state pension age for men and women now equalised at 65, men are about to experience a parallel increase – with both genders currently set to see their state pension age rise to 68 from 2039.

Aviva’s head of savings and retirement Alistair McQueen says: “

“Employers have a responsibility to support their workers in the adoption of a longer working life. 

“In 2019, Aviva will implement a Mid-Life MOT for all workers aged 45 and above. This will provide targeted guidance on how to manage wealth, work and wellbeing at this critical point.”

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