Trusts

Benefits strategies become out of date if not regularly reviewed. Sam Barrett looks at the many ways in which a start-of-year refresh can prove beneficial  A new year offers the perfect opportunity...

  The increase in IPT is pushing employers and healthcare consultants towards innovative ways of delivering more for less, says Sam Barrett With insurance premium tax (IPT) increasing from 6 per cent...

Sanlam UK says the increase in IPT from 6 per cent to 9.5 per cent announced today will present challenges to employers already grappling with steep medical inflation, potentially leading to restrictions...

Shifting a medical insurance intermediary business from broking to consulting can bring significant benefits. But, with potential hurdles standing in the way of those considering this route, it takes determination to make...

With its tax-efficient structure, a healthcare trust is a great way to cut the cost of providing health insurance benefits. But, rather than simply replicate the cover available under a medical insurance...

Working into your late sixties, seventies or even eighties has become increasingly common since the removal of the default retirement age in October 2011, with figures from the Office for National Statistics...

Tailoring employee healthcare benefits to the needs of a workforce can supercharge their effectiveness. But, while a growing range of options are available to help those looking to bespoke, a more radical...

Aviva says HMRC has confirmed that employee taxes are charged on the average annual cost of the product per employee, where the corporate excess is held in trust, and is not refundable. The...

Since their introduction in the early 1980s self funded health plans have made a growing impression on the funding landscape of healthcare benefits. Figures from industry analysts Laing & Buisson show that...

Businesses and organisations with as few as 100 employees are being offered access to the benefits of a healthcare trust fund following the launch of Medical Care Direct’s new ’Health Link’ offering....