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The UK business environment today is unrecognisable compared with 30 years ago, but recent research by Cass Business School, supported by Unum, has shown that the employee benefits landscape has not kept...

This column must start with a warning: much of what I am about to say will sound far-fetched to some readers. But all the technology I am about to describe exists today...

Lack of new business” has probably been the most commonly uttered phrase by employee benefit consultants about the group risk market during recent years. But, somewhat curiously, these very same individuals could...

Auto-enrolment has moved the scrutiny of investment fund charges up a gear and some stakeholders are not liking what they see. Research paid for through bundled execution costs, cash for access to...

  International benefits Managing global benefits packages in a tough economic climate is all about helping employers to strike a balance between containing costs and continuing to meet the unique and, at...

Funds on target Since the launch of auto-enrolment, the governance of DC pension schemes has become an increasingly prominent issue, with the Pensions Regulator, the FCA (formerly the FSA) and the Office...

We can expect a sigh of relief all round now auto enrolment is in place. After years of speculation, consultation, planning and implementation the first employees have been automatically entered into company...

Paul Black, LCP Finding the best solution for the de-risking of pension assets within defaults remains one of the primary challenges facing the industry, with target date funds seen as a substantial...

Lorraine Fraser, HSBC Workplace Retirement Services They hold the retirement hopes of an increasing proportion of the UK’s population, yet many default funds on legacy schemes remain unfit for purpose. So the...

Corporate advisers have had more than a year to digest good practice guidance on implementing consultancy charges under the Retail Distribution Review (RDR), but 15 months on there is little clarity on...