In Depth

Group personal pension plans (GPPs) and master trusts have both had their periods in the spotlight in recent years. Structurally, there are deep differences between the two approaches, but as part of...

UKworkplace pension schemes have the potential to drive radical change at companies across the globe on a range of environmental and social issues, and there’s a growing band of employees willing it...

Last year’s investment losses have caused serious headaches for pension trustees, whether defined contribution (DC) or defined benefit. For those individuals in DC nearing retirement, investment losses coupled with rising inflation have...

The pension industry has entered 2023 with worries and concerns on multiple fronts. Employers and members face a very difficult economic environmental and double-digit inflation which has also brought turmoil in markets....

As the UK economy totters into recession, 2023 is set to be a tough year for employers and employees alike. But, with memories of the pandemic still fresh and talent hard to...

In November last year, amid great uncertainty regarding the pandemic, in the pensions industry a small but significant announcement was made by the Pensions Regulator (TPR). Clara Pensions, the UK’s first commercial consolidator...

When it comes to accessing DC pensions, the onus passes to individuals. Lump sums do not provide long-term income; insured annuities do, but data shows that perceived high expense lead few to...

After the mini-crisis of the Truss era, the dust appears to be settling for the DB pension sector as gilt yields moderate. Yet questions remain for the regulator, trustees and investment consultants...

Amid the tumultuous events of the past 12 months, pension fund managers may be forgiven for overlooking the commitments made at the delayed COP26 meeting in Glasgow and at Egypt’s COP27. Yet...

Financial pressures on both individuals and organisations mean employers are looking for ways to deliver more for less. Offering benefits through salary sacrifice is a cost-effective option, with April’s national insurance increase...