In Depth

It’s an exciting time for the healthcare market, with the pandemic changing attitudes to health as well as the way we access treatment. These shifts will have significant ramifications for the cost and...

The concept of ‘value for money’ is a subject of perennial debates across financial services, which seldom result in meaningful agreement on what the phrase means. This has not stopped regulators putting VFM,...

The current economic climate and the fallout from the Covid pandemic have led to a radical rethink in the way many companies approach employee benefits. This has presented challenges for those in the...

When the government announced it had signed a deal to use the independent healthcare sector’s capacity to help fight Covid-19, the medical insurers’ pledge not to profit from the pandemic was seen as...

Could affordable financial advice be the next essential ‘added-value’ service offered as part of a comprehensive employee benefit package? This was one of the central issues discussed as part of a wide-ranging...

The industry’s fear of taking responsibility for financial advice is leaving employees taking non-advised guidance journeys that are often leading them to the wrong destination. This was the subject of debate at...

Infrastructure investment is beneficial for the development of society and helps to improve people’s quality of life, but it can also help generate stable, inflation-linked investment returns for defined contribution (DC) pension funds....

It’s easy to underestimate just how important the FCA sees its new investment pathways initiative, which came into effect last month, and the extent to which it symbolises its changing approach to regulation....

With over 20 million people in DC schemes these days, you might think that pensions are the top priority for any firm looking to bring advice to the masses. With Mercer Money already...

The Covid-19 pandemic has brought home to employers and employees the true value of group risk insurance, both in terms of the core insurance and associated health and wellbeing benefits. For many years...