In Depth

The industry’s fear of taking responsibility for financial advice is leaving employees taking non-advised guidance journeys that are often leading them to the wrong destination. This was the subject of debate at...

Infrastructure investment is beneficial for the development of society and helps to improve people’s quality of life, but it can also help generate stable, inflation-linked investment returns for defined contribution (DC) pension funds....

It’s easy to underestimate just how important the FCA sees its new investment pathways initiative, which came into effect last month, and the extent to which it symbolises its changing approach to regulation....

With over 20 million people in DC schemes these days, you might think that pensions are the top priority for any firm looking to bring advice to the masses. With Mercer Money already...

The Covid-19 pandemic has brought home to employers and employees the true value of group risk insurance, both in terms of the core insurance and associated health and wellbeing benefits. For many years...

The Covid-19 pandemic has brought home to employers and employees the true value of group risk insurance, both in terms of the core insurance and associated health and wellbeing benefits. For many years...

In March 2020, as independent hospitals made their capacity available to the NHS to fight Covid-19 and private treatment was postponed, the future of group medical insurance seemed very uncertain. But, while 2021...

Big Data and technology can play an important role in helping pension fund members reach optimal retirement outcomes. Pension providers and schemes sit on a huge amounts member data that covers fund values,...

Master trust v GPP. TPR v FCA.  DWP  v Treasury. Will either side of the workplace pension sector ever achieve supremacy? Or will it be a case of horses for courses, where the two...

The march of new technology is driving both innovation and disruption across many areas of the economy, but to date the workplace protection sector has remained largely insulated from these changes. Yet...