Who carries the can when DC pensions go wrong?
Litigation may well represent one of the more dramatic and unwelcome challenges for a pension fund, its trustees and or its sponsoring employer, but being sued by members for failing to deliver on...
Litigation may well represent one of the more dramatic and unwelcome challenges for a pension fund, its trustees and or its sponsoring employer, but being sued by members for failing to deliver on...
Purpose is rapidly replacing profit on boardroom agendas, with businesses looking to demonstrate they’re about more than making money. Aligning health and wellbeing to an organisation’s statement of purpose can amplify the message,...
The workplace is changing dramatically with technology enabling many employees to work whenever and wherever they like. But while this can be a benefit, it can also have serious implications for an individual’s...
The Pensions Regulator has made its ambivalence towards smaller single employer trusts crystal clear. For example, last August it described what it saw as the unacceptable scale of under- performance in its annual...
Finding common ground between providers and intermediaries on UK defined contribution (DC) default fund approaches is a tricky business. In the first camp, there are those who say long investment time horizons dictate...
UK defined benefit funds have long been allocating to what is broadly termed ‘alternative’ assets. According to the Pension Protection Fund’s Purple Book, UK private sector DB funds invested on average 15 per cent of...
Employee assistance programmes (EAPs) have been developing at such a pace that one could be forgiven for assuming that their race has already been run. After all, according to Institute for Employment Studies...
Interviewing Kenneth Clarke MP it is hard not to feel a sense of history. Anecdotes range from telling Margaret Thatcher that it was time to step down, to predicting terrorist atrocities in UK cities...
Throughout 2019 SMEs have experienced a raft of complexities and uncertainties that could affect their businesses. In the first half of 2019, we saw the minimum contribution on auto-enrolment schemes rise to...
Before freedom and choice, the workplace pensions landscape was considerably more predictable than it is today. Employers who offered a defined benefit arrangement would pay their employees a scheme pension on their retirement....