Mark Neale: How consumers’ behaviour changes when they are aware of the FSCS
What did you set out to find? We wanted to know whether people who are aware of the FSCS or think it is important are more likely to choose retirement income products...
In Depth
How regulation of workplace pension consultants will shape the sector
Consultants who advise on workplace pension schemes are facing more scrutiny than at any time in their history. The FCA’s asset management market study may have had the fidicuary management processes of...
The investment case for ESG
The number of fund managers pushing clients to embrace environmental, social and governance investing has increased in recent years. Asset managers claim that environmental factors like climate change, social factors such as...
How British Steel led the FCA to the verge of a contingency charging ban
The well-publicised problems with advice on transfers from the British Steel Pension Scheme (BSPS) has ben arguably the most high-profile test to date of the pension freedom and choice policy. While sponsor...
Healthcare market focus: from broking to consulting
High premiums, product complexity and a lack of market growth have turned group medical insurance into a no-go area for some advisers. But an upswing in virgin business shows that opportunities are...
Round table Pt2: VFM compared to what?
The checklist of factors a consultant or adviser must weigh up when deciding whether a scheme or provider is delivering value for money is a lengthy one. Is cheapest always best? Are...
Data & Behaviour: Sam Seaton – why employees will trade data for benefits
Where will open banking take the employer/ employee relationship? It will help people to get better deals on things – but they need to understand that they now own their banking data,...
Round table: What the value for money test reveals about workplace pensions
With both The Pensions Regulator (TPR) and Financial Conduct Authority (FCA) turning the heat up on workplace pensions, the issue of value for money has never been higher up the agenda. As...
Round table: Why protection is good for productivity
While the UK’s productivity gap is a mammoth problem, the range of tools the group risk industry brings to employers to help tackle it is wide and varied. The tools that insurers...
Round table: Let’s reframe HR professionals as chief productivity officers
Arguably the biggest challenge facing the UK economy is the stagnation in productivity that has persisted since the 2008 financial crisis. Figures released last October by the Office for National Statistics (ONS)...
