Corporate advisers examining asset allocations for defined contribution pension schemes have historically found their choice severely restricted when considering allocating to illiquid assets. The Financial Conduct Authority’s conduct of business rulebook discouraged underlying...
The DB market is seeing significantly increased scrutiny from the Pensions Regulator, with a clear desire for consolidation of smaller schemes. But will the market actually see significant consolidation? The two large consolidation...
Auto-enrolment has certainly been successful in boosting contribution levels. Opt-out rates remain low, despite stepped contribution increases, and there are now more than 10m people enrolled in workplace pensions, many of whom...
Environmental, social or governance (ESG) factors have shot up the agenda in the DC pensions sector, driven by regulatory action, political momentum and asset manager product development. But confusion remains over what...
The idea of a Government- sponsored web-based pension planning tool has been around for quite some time. Back in the early noughties Labour’s DWP secretary of state Andrew Smith outlined an online planner,...
It was always widely predicted that the workplace pension reforms and accompanying changes to remuneration for advisers would bring a dramatic slowdown in the switching of schemes between providers. The question now...
The market has seen an explosion of wellbeing apps and service providers over recent years. Private medical insurance (PMI) providers could develop the role of aggregator and delivery vehicle for a range...
If there has been one thing as volatile as the comings and goings in Westminster since the UK’s vote to leave the European Union, it has been currency markets, writes Joe McGrath. After...
Technology is transforming the way we manage our health, with huge benefits for individuals, employers and society. But greater adoption of these services in the workplace faces a number of challenges that must...
Whether care pathways will be seen as a passing fad or a game changer very much depends on whether all stakeholders – from employers, to consultants, insurers and wellbeing services providers – are prepared...
