Understanding underwriting trends
Group risk underwriters remain remarkably upbeat, despite the potential for the NHS crisis to boost claims. And the fact that intermediaries have few gripes to express about their activities might suggest their...
In Depth
Graeme Bold profile: Growth ambitions
Like most large pension providers Scottish Widows is enjoying stellar growth, with auto-enrolment helping boost its assets under management from £32 billion to £92 billion in recent years. But Scottish Widows workplace...
Improving the secondary master trust market roundtable: Removing barriers to competition
The Department for Work and Pensions’ value for money (VFM) framework promotes increased disclosure by providers across a wide range of metrics in a bid to drive improvements in defined contribution (DC)...
Improving the secondary master trust market roundtable: Primary steps
Demanding to know from a provider the process for leaving just when you are joining may sound contradictory, but a clear understanding of exit procedures is just one element of a standardised...
Has group critical illness cover lost its way?
When providers are reluctant to comment and intermediaries have wildly contrasting views, it suggests that all is not hunky-dory with the group critical illness market. Swiss Re’s Group Watch data suggests healthy...
Diversity Benefits
An organisation’s employee benefits package can say a lot about its approach to diversity, equity and inclusion (DEI). Advisers have an important role to play in supporting a benefits revamp that delivers on...
Time to open pensions to home ownership?
Do we need to consider the UK’s housing and pensions strategies together? The pattern of home ownership appears to be changing in the UK, with a growing number of retired renters. But could...
CA ESG report: Pension schemes with lowest and highest carbon footprints revealed
Pension schemes are rapidly decarbonising — with seven out of 20 leading providers halving emissions in recent years, according to data from Corporate Advisers latest ESG in DC pensions report. This sector-wide...
Supporting mental health in the workplace: Here to help
The scale and depth of mental health support now available to employees via group risk products is virtually unrecognisable from how it was only a few years ago. While employee assistance programmes...
Productivity and the cost of poor mental health
Poor mental health cost UK employers a staggering £56 billion in 2020/21 according to Deloitte. And, with this representing a 25 per cent increase on its 2019 figures, there’s an urgent need...
