In Depth

The huge expansion of pensions under auto-enrolment has created a far more diverse membership base — and regulation is only starting to catch up.  Describing the shift, Aviva head of savings and...

Progress is definitely being made by the group critical illness (CI) market as statistics from Swiss Re’s Group Watch show (see Box) In-force group CI policies (both employer-paid and voluntary) were 11.6 per...

Wellness trends, employee health needs and competitor pressures can make an organisation’s wellbeing programme look seriously out of shape. To ensure it keeps packing a punch, workplace wellbeing must be an ongoing...

Regulators will face significant pressure to ensure a withdrawal structure that is effectively future-proofed if decumulation collective defined contribution (CDC) arrangements are to thrive. That was the view of delegates at a...

Being forced to choose from one of four investment pathways, or offering a single, more personalised decumulation default based on data science and AI – this question was one of the key...

Should trust-based providers and schemes be given legal obligations to offer minimum withdrawal functionality? That was one of the key questions debated at a retirement round table hosted by Corporate Adviser at...

Whilst chatting with a number of DC stakeholders about illiquids, and around the impetus created by the Mansion House Compact and the emphasis on VC/PE asset classes into their portfolios, it struck...

There is clear political and regulatory momentum to encourage DC schemes to broaden their investment remit and commit more money into private markets.  A recent roundtable, held by Natixis Investment Management in...

Funding retirement is an infinitely complex challenge riddled with uncertainty, yet the pensions industry offers cumbersome, static solutions that do not meet the fluid needs of individuals. That was one of the...

There is little debate about the fact the pension industry needs to rethink its approach to retirement if it is to improve member outcomes.  It is now eight years since pension freedom...