Regulators will face significant pressure to ensure a withdrawal structure that is effectively future-proofed if decumulation collective defined contribution (CDC) arrangements are to thrive. That was the view of delegates at a...
Being forced to choose from one of four investment pathways, or offering a single, more personalised decumulation default based on data science and AI – this question was one of the key...
Should trust-based providers and schemes be given legal obligations to offer minimum withdrawal functionality? That was one of the key questions debated at a retirement round table hosted by Corporate Adviser at...
Whilst chatting with a number of DC stakeholders about illiquids, and around the impetus created by the Mansion House Compact and the emphasis on VC/PE asset classes into their portfolios, it struck...
There is clear political and regulatory momentum to encourage DC schemes to broaden their investment remit and commit more money into private markets. A recent roundtable, held by Natixis Investment Management in...
Funding retirement is an infinitely complex challenge riddled with uncertainty, yet the pensions industry offers cumbersome, static solutions that do not meet the fluid needs of individuals. That was one of the...
There is little debate about the fact the pension industry needs to rethink its approach to retirement if it is to improve member outcomes. It is now eight years since pension freedom...
With echoes of St Augustine of Hippo, current government and regulatory thinking on giving the FCA full oversight of pension and investment consultants, appears to be a case of ‘let them be...
A more holistic approach towards workplace wellbeing means that few group risk intermediaries can afford to turn a blind eye to optical or dental cover, for which the need has never been...
Retiring DC savers are overwhelming opting for full cash withdrawals — with almost all members taking this route with several of the largest auto-enrolment providers, including Now: Pensions, Cushon and The People’s...
