There is clear political and regulatory momentum to encourage DC schemes to broaden their investment remit and commit more money into private markets. A recent roundtable, held by Natixis Investment Management in...
Funding retirement is an infinitely complex challenge riddled with uncertainty, yet the pensions industry offers cumbersome, static solutions that do not meet the fluid needs of individuals. That was one of the...
There is little debate about the fact the pension industry needs to rethink its approach to retirement if it is to improve member outcomes. It is now eight years since pension freedom...
With echoes of St Augustine of Hippo, current government and regulatory thinking on giving the FCA full oversight of pension and investment consultants, appears to be a case of ‘let them be...
A more holistic approach towards workplace wellbeing means that few group risk intermediaries can afford to turn a blind eye to optical or dental cover, for which the need has never been...
Retiring DC savers are overwhelming opting for full cash withdrawals — with almost all members taking this route with several of the largest auto-enrolment providers, including Now: Pensions, Cushon and The People’s...
DC schemes’ investment teams are increasingly having to factor in high inflation in their strategies and how it will, in turn, impact the relative value of currencies. Initially, this may seem at odds...
There is now a plethora of wellbeing services, products and apps available to companies and their employees — covering everything from stop-smoking programmes, daily step ‘challenges’, financial coaching, neurodiversity support, menopause advice,...
Navigating fraud prevention can be a delicate balance for insurers. Insurance fraud in the UK exceeds £1.2bn annually — so tough action is required to avoid significant losses. But at the same...
The advice and guidance boundary review remains a political and regulatory priority, with both the Treasury and the Financial Conduct Authority working on the project. The current review is part of the...
