Making sure people have enough money in retirement remains one of the most pressing challenges facing the UK pensions industry. Auto-enrolment and Pension Freedoms reshaped how we save and spend, but with...
With pension adequacy firmly in the spotlight this month as the government unveiled a new pension commission, the pace of change around pensions isn’t letting up. Figures persistently show too many people are...
Royal London has boosted the equity allocation of its target lifestyle investment strategies during the growth phase. This change has been designed to improve retirement outcomes for members and will affect all...
Death-in-service benefits from a registered scheme will be excluded from inheritance tax when the government brings pensions into the IHT net in 2027. This was confirmed in details published yesterday, setting out...
There is a lot going on in the advice space. Between the polarised concepts of Guidance and Full Advice, we know from the FCA’s recent consultation paper (CP25/17), that the vision of...
An independent report will decide whether the Government should bring forward plans to raise the state pension age to 68. This report will also look at the merits of automatically linking the state pension...
Most defined contribution (DC)-only savers are set to fall short of the PLSA’s moderate Retirement Living Standard, with 88 per cent unlikely to reach the moderate income threshold, according to new analysis...
Only a third of people in their 50s feel confident about retiring comfortably, the lowest of any age group, despite being closest to retirement and likely at the peak of their earning...
There has been broad industry support for the revived Pension Commission which will seek to make recommendations with the view to improving retirement adequacy. Many providers want to see action taken to...
Five of the UK’s largest pension schemes, managing £150 billion for 11 million savers, have launched the Governance for Growth Investor Campaign (GGIC) to promote stronger corporate governance as a driver of...
