Opinion

Twelve years ago my old boss penned a column in an IFA trade newspaper headlined: “Is Steve Webb p***ing in the wind on defined ambition?” So much has changed in the intervening...

After a year of celebrating targeted support as a concept, the industry is now shifting from principle to practice. Providers are preparing applications, building data strategies and mapping communications, all while trying...

For years, diversity and inclusion were viewed as internal workforce matters, issues for HR teams not advisory firms. But, this separation no longer applies as diiversity has become more central to governance...

As the UK defined contribution (DC) market matures, focus is increasingly shifting from accumulation to decumulation, in particular, how members draw down their savings in retirement. Since pension freedoms opened the door...

This year marks the 10th anniversary of the groundbreaking People’s Pension research study, New Choices, Big Decisions. In 2015, the research began by following 80 people as they grappled with their initial...

Aviva has recently launched its new My Future Vision solution; a new addition to its core range of existing default investment strategies. The new strategy will invest globally in a range of...

As UK defined contribution (DC) schemes evolve, the need for diversified, resilient portfolios has never been greater. With traditional asset classes under pressure and member outcomes increasingly scrutinised, private markets are emerging...

Institutional investors have gradually increased their average allocation to infrastructure, prompting a more thoughtful approach to optimal portfolio construction. Increasingly, investors seek diversification by geography and sector, complemented further by size, as...

When it comes to pensions, Australia remains a generation ahead of the UK, having introduced compulsory DC superannuation schemes in 1992. The recent Pension Schemes Bill referenced ‘Australia’ 75 times, with many...

Open architecture, scale and a distinctly UK focus are essential if DC schemes are to make a success of investing in private market assets How has Future Growth Capital come about and...