Opinion

Over the final quarter of 2024 and into 2025 UK gilt yields have risen steadily, with the 15-year nominal (spot rate) yield increasing from 4.43 per cent as at 30 September 2024...

2024 concluded as another annus horribilis for climate action, with COP29 blowing ‘hot air', reinforced geopolitical tensions overshadowing the climate crisis, and the re-election of Donald Trump in the US.  We only...

UK businesses, particularly SMEs, will be grappling with significant economic challenges next year, as a result of Rachel Reeves' first Budget. Many will see finances under pressure from both the increase to...

TO REQUEST A COPY OF THE RETIREMENT SAVINGS REPORT CLICK HERE How are members currently accessing their pension pot and how will this change as DC pots continue to grow? Due to...

The lights were twinkling, the turkey roasting, and my family and I were sitting around the decorated tree. Christmas Day last year could not have been more festive. That is until I...

DOWNLOAD THE PDF OF THE SPECIAL REPORT  There’s no doubt the market is evolving and how people access healthcare is changing. With the NHS experiencing greater demand and wait times continuing to...

Read the supplement PDF here Why is financial wellbeing important when looking at pension saving? ‘Financial wellbeing’ is a widely used term, but often with subtly different meanings. Banks, for example, may...

Rachel Reeves’ Mansion House Speech, and the interim report of the Pensions Investment Review, talk about the proposed consolidation reforms taking effect from ‘2030 at the earliest’. But their impact is being...

If there was ever an opportunity for a Chancellor to ‘mic drop, exit stage left’ at the end of a speech, the Mansion House speech was it. The Budget lacked of any...

Auto-enrolment sounds easy - all you have to do is make a monthly payroll deduction and pay for an off-the-shelf pension scheme. You don’t even need to run it yourself. Just don’t...