Paul Ratcliffe: Time for a governance review
As you might have noticed, UK pension schemes are complicated. Trustee boards and employers have a huge amount of work to do, with financial penalties and reputational damage hanging over their heads...
As you might have noticed, UK pension schemes are complicated. Trustee boards and employers have a huge amount of work to do, with financial penalties and reputational damage hanging over their heads...
Trustees of defined contribution (DC) and defined benefit (DB) pension schemes face a moment of real challenge and opportunity. The direction from Government and regulators is clear: stronger governance, better outcomes, more...
Once again, the pensions industry is braced for a raft of changes for DC schemes. The Pensions Schemes Bill, introduced to Parliament last week, contained a host of measures covering small pots,...
For many the workplace is in a state of flux. With organisations trying to adapt to rapidly evolving technology, different working arrangements and shifting employee expectations, there is a lot for senior...
Across the pensions industry, most DC developments are introduced in an even-handed way, with occupational and contract-based pension schemes receiving similar levels of scrutiny. For example, the new value for money requirements...
Intermediaries have traditionally kept providers at arms-length from their employer clients. But this is changing as employers come under increasing pressure to improve productivity and address staffing issues. Realising value is key....
As the dust settles on the launching of the much-anticipated Mansion House Accord, what have we learnt, and what does the experience of Hungary 15 years ago tell us about how this...
What is driving demand for private healthcare options? Demand for corporate healthcare options, including cash plans and dental plans, has increased since the pandemic, which raised awareness of different health needs, including...
TO DOWNLOAD A COPY OF THE CORPORATE ADVISER MASTER TRUST AND GPP DEFAULTS REPORT CLICK HERE What challenges do today’s retirement savers face? The pension landscape is shifting towards ‘Generation DC’, where...
The journey towards achieving gender equality in UK pensions started back in 1990. However, today, there are still men and women who, despite having identical employment histories, receive different pension amounts. ...