Growing numbers cashing in pensions without advice
Fewer people are seeking advice on their retirement options before taking cash from their pension according to the latest FCA data. More than half (54 per cent) of the people accessing their...
Fewer people are seeking advice on their retirement options before taking cash from their pension according to the latest FCA data. More than half (54 per cent) of the people accessing their...
It is almost 10 years since the start of auto-enrolment. Is it time to look again at how the industry can encourage better engagement with pensions? Engagement has been a perennial problem...
Improving standards of governance across the workplace pension sector has been a major focus for both regulators and the Department for Work and Pensions. But where does governance now rank in advisers’...
The issue of climate change presents risks and opportunities as together we look to address the challenge. As a long-term investor, at Standard Life we must consider both aspects for our investment...
Could getting pension providers involved in Pension Wise help solve the service’s problem of low take up? This is a question that the Money and Pension Service (MaPS) - which manages Pension...
Since 1 October all DC schemes have been required to report on the net performance of their investments. This is the first step towards the value for member (VFM) assessments that are...
Over a million UK workers believe that they will never retire, while 17.1m working adults - 44 per cent - think they will work past their state pension age, according to research...
How will the regulator’s proposed ‘consumer duty’ rules differ from the ‘treating customers fairly’ regime? We have yet to see the FCA’s draft proposals, which are expected to come into force next...
The Financial Conduct Authority will now require pension schemes to refer savers to Pension Wise guidance before taking benefits. Its policy statement on stronger nudges towards pensions guidance says “it is a...
Retirees need to be given more help on deciding on buying an annuity in later life, according to new research from pension consultants LCP. Their analysis suggests many pensioners could get a...