Auto-enrolment

The Department for Work and Pensions and the Pensions Regulator have made clear that they want to see many workplace pensions consolidate. It may not – quite - be one size fits all,...

Saver inertia means scheme led consolidation solutions will be needed to tackle the small pots challenge because member-led solutions will only be used by a minority, according to a report from the...

A lifetime savings model, where workers would choose an automatic enrolment pension provider for life, taking it with them from employer to employer, has been kicked into the long grass by a...

It’s not controversial to say a key regulatory objective is to encourage consumers to shop around for financial services products. As well as driving competition, it also ensures the customer gets the...

With over £100bn of defined contribution (DC) assets, Legal & General is the largest DC pension provider in the UK. The company conducted a five-year study on our members’ retirement choices during the period...

Key data standards have been published by the Pensions Dashboard Programme, which will underpin the technology used to deliver this service.  While this news has been widely welcomed by the industry, some...

The fear of ever-expanding regulation and the prospect of big bills for helping staff with financial matters has had a freezing impact on employers offering retirement guidance to their people. Punter Southall...

More than one in four employers say employees have left their workplace pension scheme as a result of the Covid pandemic. There are concerns that this could unroll some of the gains...

One in eight adults aged 55-plus are planning to delay their retirement due to the Covid-19 pandemic.  This research, conducted by YouGov for Smart shows the financial effects of this health crisis. ...

Perhaps the greatest risk to pension scheme trustees and members is the low rate future currently being carved out. It is odd to suddenly be talking about low rates when they’ve been...