Today the number of single-employer DC trust schemes in existence is already less than half that of a decade ago, yet TPR data shows more than £33bn remains outside authorised master trusts,...
Defined contribution (DC) pension schemes are being encouraged to invest in a more diverse range of long-term assets, including illiquid products such as venture capital and green infrastructure, through proposals published by...
UK adults are less concerned about saving for retirement than they were a year ago and since Covid are more concerned about shorter term savings, according to research commissioned by workplace savings...
We accept all employers without filtering or underwriting. But being in this position, we have a frighteningly clear picture of the growing issue of small deferred pots – which are estimated to...
The DC pension charge cap should not be reduced below 0.75 per cent, and flat fees should be prohibited say leading consultancies. Responding to the DWP consultation on the automatic enrolment charge...
Learning from other countries’ pension reforms is difficult to do as the political and economic context from which such systems emerge are often very different. This means that it is not usually...
The defined contribution pensions market in the UK remains in long-term transition. Factors contributing to this change over the last few years include auto-enrolment, the rapid growth of master trusts as providers...
A strong faith in nudge and a deep focus on conflicts of interest are the two themes that emerge when talking to Baroness Jeannie Drake, the Labour peer who was one of the original...
The Pensions Regulator issued employers with fines of £23.1m in the last financial year for non-compliance with auto-enrolment duties, with one employer fined £350,000. In the year ended 31 March 2020, a...
Real estate and emerging market government debt have both been introduced to Scottish Widows’ pension defaults following a strategic review of its asset allocation strategies that also sees currency hedging introduced. The...
