We accept all employers without filtering or underwriting. But being in this position, we have a frighteningly clear picture of the growing issue of small deferred pots – which are estimated to...
The DC pension charge cap should not be reduced below 0.75 per cent, and flat fees should be prohibited say leading consultancies. Responding to the DWP consultation on the automatic enrolment charge...
Learning from other countries’ pension reforms is difficult to do as the political and economic context from which such systems emerge are often very different. This means that it is not usually...
The defined contribution pensions market in the UK remains in long-term transition. Factors contributing to this change over the last few years include auto-enrolment, the rapid growth of master trusts as providers...
A strong faith in nudge and a deep focus on conflicts of interest are the two themes that emerge when talking to Baroness Jeannie Drake, the Labour peer who was one of the original...
The Pensions Regulator issued employers with fines of £23.1m in the last financial year for non-compliance with auto-enrolment duties, with one employer fined £350,000. In the year ended 31 March 2020, a...
Real estate and emerging market government debt have both been introduced to Scottish Widows’ pension defaults following a strategic review of its asset allocation strategies that also sees currency hedging introduced. The...
Aegon is rolling out a new version of its Member Insights tool for master trust and GPP clients that facilitates behaviourally-driven targeted emails to different groups of members. The provider’s dynamic governance...
Globally, experts are concerned many people could be sleepwalking into retirement poverty. The World Economic Forum highlighted that the gap between what people save and what is needed for an adequate standard...
Infrastructure, high-yield and emerging market debt and private equity are the three asset classes that can best replace the income that income-seeking investors have been deriving from dwindling dividends, according to a...
