Defaults

The whole country has been staying at home. If we do go out, we’re queuing in supermarket carparks, and attempting to keep at least two metres away from each other. Millions of...

Transaction costs make up to 37 per cent of a pension scheme’s costs, with the overall total cost of ownership (TCO) for UK schemes standing at on average 70bps, according to governance...

Building default investment options for defined contribution (DC) members is really the art of creating a process that will allow asset allocations to change over time, reflecting the changing needs of members...

Fintech pensions company Smart has launched a strategic partnership with asset management firm Natixis Investment Management, in order to help it launch its workplace pension proposition in the US and Australia. Natixis...

Trustees diverting contributions into alternatives to closed property funds may be breaching legislation by unintentionally creating default arrangements that should be subject to the charge cap, The Pensions Regulator (TPR) has warned....

PROVIDER CONTENT Should default funds consider ESG factors or is offering a broad range of self-select funds sufficient? Many ESG factors are relevant to the financial performance of the fund so it...

PROVIDER CONTENT At Scottish Widows, we recognise that environmental, social and governance factors such as climate change are some of the biggest issues facing society today. As part of Lloyds Banking Group,...

Older savers have been insulated from the worst ravages of the coronavirus-led market downturn, with most providers barely 10 per cent down from the beginning of the year to the market trough...

The FCA has confirmed the delay to the implementation of post-retirement investment pathways that could have nudged investors now in secure cash investments into equities and other risky assets. In January the...

At the start of 2020, it could be said we are living in interesting times. Over the past couple of decades, society has come a long way and while the pace of...