Pensions

The use of projections as part of the advice process is undergoing a major transition. The FSA has placed new emphasis on the need for all providers to assess likely returns on...

Ask a financial adviser which is their favourite corporate bond fund and the odds are that they will name Invesco Perpetual Corporate Bond fund, managed by the two Pauls - Paul Read...

I recently had the opportunity to sit in at the first full meeting of Workplace Forum, the new industry collaboration group which is being facilitated by my colleagues at F&TRC. It brings...

Whilst the corporate market currently only accounts for 14 per cent of total cash plan sales, demand for company paid cash plans has increased by 73 per cent over the last few...

Most intermediaries would agree that grabbing the attention of busy company heads to interest them in company-related life and health insurance arrangements is a real challenge. Even once they have decided they...

While most employee benefits have kept a low profile during the economic down-turn, cash plans have performed strongly. Laing&Buisson reports that employers have shown an increased willingness to fund this low ticket...

Access remains key to creating a savings culture amongst young people but monitoring early withdrawal of cash where Isa replaces pension will raise ethical questions that employers will be uncomfortable with, say...

Getting the basics right is crucial to business growth. If an adviser has any sort of decent relationship with their client, advice should be valued and important, and so it is amazing...

Advisers are divided as to whether corporate wraps which include debt options can gain traction with either employers or employees.Steve Herbert, head of benefits strategy at Jelf Employee Benefits argued that debt...

John Lawson, head of pension policy, Standard LifeYes. They could do away with it today and it would not make any difference. The argument for the contribution cap is that without it,...