Pensions

Equity cult in the dock

It is official. Equities were the worst performing asset class over the past decade, delivering negative real returns since 1998.According to the 2009 Barclays Equity Gilt Study, UK equities suffered average annual...

Flex through the back door

Whether the primary reason employers offer group risk products via flex is to give employees greater choice or to cut costs has traditionally been a subject of considerable debate. Whatever your long...

Taking the pain out of premiums

In today's tough economic climate, employers are keen to contain spend on employee benefits. But, while medical inflation and poor claims experience can push medical insurance premiums skyward, it's one of the...

Structural faults

With the turbulent markets sending investors scampering to safe havens, the protection touted in structured products had been looking rather alluring. But the Lehman Brothers' collapse has brought the security they purport...

Friends adopts fast OMO system

The new system, called Options, has been developed by pension and annuity providers and Origo, the e-commerce standards body, in conjunction with the ABI. It is designed to deliver faster turn-around times...

A false economy?

I am a strong supporter of a competitive market and at AXA we very carefully underwrite all new schemes before deciding how keen we are able to make our terms for a...

Toxic cows

Trustees have twin objectives of maximising investment returns within their mandate whilst controlling investment costs. The advantage of having access to fund managers across the market is understood. However historically, only trustees...

Page 1018 of 1074 1 1,017 1,018 1,019 1,074
X