Pensions

Bupa ups benefit maximums on GIP

Currently, the norm in the industry is for maximum group income protection (GIP) benefit payouts to be reduced by an amount equivalent to a single person's state incapacity benefit entitlement.Under new welfare...

Post-holiday blues

The extent to which the Chancellor's decision to close holiday pay schemes in his first pre-Budget report shows he is not prepared to tolerate solutions offered to employers that go against the...

Means to an end

Making sure that everyone has one, or at least everyone except the self-employed is automatically enrolled into one is the top priority for Mike O'Brien, who took over the mantle of minister...

Multiplechoice

Today, the pension market is largely homogenous with third party fund links being the norm. Skandia offers 396, Legal & General offers 389, Axa offers 172 funds, Zurich, 135 funds and AIG...

Lifestyle choice

The fundamentals underpinning lifestyling are, at least on the surface, sound, but do they really hold up in an age of flexible retirement strategies?Lifestyling has been a feature of the group personal...

Screen savers

Unlike with other group healthcare products, it has never been essential for intermediaries to undergo any training or necessary for them to gather names, addresses and other personal details of scheme members....

Expensive medicine

"A combination of factors have come into play," says Steve Moody, claims manager at Norwich Union Healthcare. "There are more complicated treatments, for example the monoclonal antibodies such as Herceptin that have...

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