Pensions

Syndication mainly works in one of two ways. Schemes can work with multiple providers to agree a structure where the selected benefits are divided between them. This may require lengthy negotiation and...

The commission landscape has changed markedly for corporate advisers in recent months and the impact of both personal accounts and the retail distribution review is only weekly to accelerate the push towards...

Fund managers no longer just care about generating straightforward equity returns and beating benchmarks - today it is all about adding so-called value.Alternative assets and hedge funds fit the bill, as do...

There's nothing like being optimistic! 63 per cent of delegate's at Corporate Adviser's first Group Risk Adviser Forum (GRAF) held this July expected an increase in business as a result of the...

Few products can boast the sort of growth dental plans have seen over the last couple of years. Figures from Laing & Buisson show there was a 30 per cent rise in...

As the bear market tightens its grip and high net worth clients start seeking safe havens for their money, Traded Endowment Policies (Teps) are being promoted as an attractive option. Yet even...

You could say the employee benefit equivalent of the Holy Grail is the employer client yet to provide any benefits, but who is keen to offer something to staff. But such clients...

AMDs are the way forward for AMC-based commission.There is no way forward for AMC-based commission. In fact, we believe AMDs represent the death throes of this charging shape. Persistency is plummeting and...

Given the unparalleled tax advantages of additional voluntary contributions (AVCs), it is surprising how little publicity they receive compared to other less tax efficient long-term savings vehicles. AVCs have never been regarded...

Pan-European and multi-national businesses are increasingly looking to harmonise benefits across territories and strip out costs where possible from their global benefit programmes. However, to our knowledge less than 5 true pan-...