The confirmation quashes concerns that consultancy charges that take substantial proportions of employees’ contributions could fall foul of DWP rules designed to prevent advisers encouraging members to opt out.Under consultancy charging, the...
Teresa Hunter is personal finance editor of Scotland on Sunday The parties to it understand it least, but it has been observed that no two Chancery lawyers can talk about it for...
Group income protection has always struggled to find a place in the psyche of both employers and employees in the nation’s companies. But that, said delegates at the recent Corporate Adviser industry...
From smarter data management to more effective member communication programmes, the roles technology can play in growing the group risk market are wide and varied. Efficient processing of data will allow intermediaries...
A number of factors are driving this interest. Media coverage of problems within the NHS is helping to fuel demand with tales of growing waiting lists raising questions about the government’s promises...
All eyes are on the investment strategy of National Employment Savings Trust (Nest), the nationwide pension scheme that will be up and running next year. The retirement pots of millions of workers...
Chancellor George Osborne is intent on simplifying the tax system, even setting his sights on the biggest challenge of them all - the merger of the income tax and national insurance systems....
Ian McKenna Now the FSA is beginning to put some flesh on the bones of consultancy charging it is clear that, as is so often the case with anything related to RDR,...
Ron Wheatcroft Group Watch 2011, Swiss Re’s annual report on the group risk market, paints a picture of a market holding up well, despite the difficult business climate.In-force premiums at the end...
Chris Curry Chris Curry, research director, Pensions Policy InstituteNo. Annuitising is likely to remain the safest and most appropriate option for converting defined contribution pension savings into a retirement income for the...
