Access remains key to creating a savings culture amongst young people but monitoring early withdrawal of cash where Isa replaces pension will raise ethical questions that employers will be uncomfortable with, say...
Getting the basics right is crucial to business growth. If an adviser has any sort of decent relationship with their client, advice should be valued and important, and so it is amazing...
Advisers are divided as to whether corporate wraps which include debt options can gain traction with either employers or employees.Steve Herbert, head of benefits strategy at Jelf Employee Benefits argued that debt...
John Lawson, head of pension policy, Standard LifeYes. They could do away with it today and it would not make any difference. The argument for the contribution cap is that without it,...
One in four corporate advisers view corporate wrap propositions as a significant threat to their business in the long term, according to a poll of delegates at the Summit.The survey, which polled...
Momentous pensions announcements seem to be coming along on a regular basis these days. But last month’s leaked proposal to introduce a flat-rate pension of around £140 a week, payable to all...
Trevor Matthews, chief executive of Friends Provident has launched a vicious attack on pension providers using the period before the implementation of the retail distribution review to maximise sales of corporate pension...
The cost burden of setting up schemes should fall on the shoulders of employers rather than employees as proposed through consultancy charging, says Brian Morgan, director of business development at Heath Lambert...
The role of pension provision is likely to diminish as consumers demand more flexibility and a broader range of benefits, and employers demand more immediate engagement in benefit spend, say advisers are...
Public sector employees can expect to pay higher pension contributions and final salary schemes should give way to career average arrangements according to Lord Hutton’s Public Services Pension Report.Hutton says final salary...
