Pensions

Debi O’DonovanThe first of the Baby Boomer generation are hitting their mid sixties now, thus starting what some are calling a “silver tsunami” of retirees over the coming decade.The Boomers make up...

Group income protection insurance can provide a privately funded solution to alleviate this problem. It provides an income to replace lost earnings; it can provide funds to save for a retirement pension;...

There’s no hiding the fact that the UK has a workforce which is getting older and sicker. Already, around 25 per cent have a long-standing health condition which affects their ability to...

Over an extended number of years it has always been my experience that the level of service from group risk providers is almost universally poor. I have never understood why the FSA...

Institutional shareholders, including pension funds, have been taken to task by politicians and others over the past year or so for their failure to address effectively the looming financial crisis before the...

Barring a sudden downturn in Conservative fortunes, and subject to getting the call from Dave and George, the welfare reform brief within the Department for Work and Pensions could soon be in...

At the start of the year the Association of British Insurers (ABI) slammed the government for a fundamentally flawed approach to retirement income in the UK. Faced with growing anxiety about rising...

Under quantitative easing (QE) the Bank of England has been pumping in more than £200bn in the system, buying gilts and corporate bonds, but now it has pulled the plug, concerns have...

Healthcare trusts have provided a cost-effective means of delivering medical insurance benefits in the large corporate market for some time. But, with healthcare budgets under pressure, providers are now exploring trust options...

It’s enough to make any employer feel nauseous. The total cost of ill health to the British economy is more than £100bn, according to Dame Carol Black, author of the 2008 report...