Pensions

Welcome for Sipp liberation

The DWP said the regulations are now considered unnecessary particularly in the light of recent changes which mean Sipps are regulated by the FSA.The consultation on draft regulations which will allow Sipps...

A suitable sacrifice

The sense of uneasiness around salary sacrifice arrangements has been increased by an attack on those advisers setting up schemes that pass all employer's NI savings to the employer.Steve Bee, head of...

Russian classes

Russia is witnessing the rapid growth of the consumer, with an expanding middle class and boosted spending power. It is a great time to be an investor in emerging markets.The emerging Russian...

Shamed by the unions

It is a great shame that government's plans to deliver a generic pension aggregation tool for citizens have, at least for the time being, bitten the dust. I always felt this was...

Planning to get Personal

Pensions experts have been poring over the Pensions Bill – outlining the launch of workplace-based Personal Accounts – since it was published at the beginning of December.To many it marks a new...

A personal account

Most intermediaries in the corporate pensions space have an interest, if not a desire, to see Personal Accounts go the way of other controversial Government-sponsored administration and technology outsourcing operations, most notably...

Default to the winner

Many commentators have described the Personal Accounts agenda as the biggest single threat to private sector group pensions ever which means the pressure on the industry to get its own house in...

Future cruel

Just like London's flagship Olympic stadium, Personal Accounts are meant to be ready for business by 2012, but the jury is out on which is most likely to be late or over-budget.The...

A growing problem

Between 1993 and 2005 the percentage of adult men in England classed as obese rose from 13.2 per cent to 23.1 per cent, while among adult women the percentage grew from 16.4...

Parting gifts

"It's lucrative business but it can be overlooked by some corporate intermediaries," admits Stuart Scullion, sales and marketing director at healthcare specialists The Private Health Partnership. "We proactively follow up every employee...

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