Very often two similar-sized international private medical insurance (IPMI) risks with a similar employee profile, in the same territory, will attract significantly different levels of premium. Why? It’s largely influenced by company...
The words ’group risk’ and ’e-commerce’ have been strangers in our industry for a long time. But in recent months there appears to have been a major transformation taking place. These days...
The landscape of private sector pension provision has changed forever. The experiment with defined benefit pension schemes has failed and those schemes that are still open are heading for almost inevitable closure.Once...
HSBC’s arrival in the advised group pensions space with its Workplace Retirement Services proposition brings a new kind of provider to the party. For Mike Morrow, head of insurance & investment (commercial)...
With the at-retirement market set to top £23bn by 2013, according to a Towers Watson report, defined contribution funds are getting ever larger.But while the way in which DC pots are being...
Awaiting the outcome of a government ruling that some felt even threatened their field’s very existence has not been easy for the group risk community. So we should not begrudge a moment...
The corporate wrap concept has started to excite our industry. Unfortunately, most employers and employees aren’t yet quite as enthused. So far, it’s mainly larger employers that have shown interest in corporate...
Let’s just start by reminding ourselves firstly that the retirement income market is probably the most advantaged sector of financial services. It is a multi billion pound market that is guaranteed to...
In my opinion, Group Income Protection (GIP) is undervalued. Imagine, you suffer from a condition, which is so severe that you can’t work again. If the prescribed treatment doesn’t make a significant...
Nick Burns, chief executive of Bluefin, took home the Firm of the Year award for the third year running, along with gongs for Pension Adviser of the Year and Best Integrated Health...
