Pensions

Topping up NHS care by paying for drugs or treatment that it can't provide is a controversial issue. On one side the government argues that allowing this would create a two-tier healthcare...

Most parents would like to be able to help their children fund a gap year, university fees and a deposit for houses, yet plucking several thousand pounds out of the air is...

It's probably fairly safe to assume that Oscar Wilde was not thinking of the relationship between HR and employee benefit advisers when he uttered the immortal lines, "the salesman knows nothing of...

A PCS survey of analysts' views on pensions shows that 72 per cent of analysts in the survey were neutral to such moves, despite the apparent cost. The PCS Buyout Market Watch,...

The Government’s drive for a simple charging structure has reshaped the DC market with providers recouping costs now through a single annual fund management charge (AMC). Gone are those allocation rates, policy...

There’s been some press interest recently as to whether employers with work-based pension schemes should start auto-enrolling employees into their schemes ahead of 2012. Some commentators say that they should – perhaps...

Decisions are easy with the benefit of hindsight. The greatest skill, of course, is identifying new trends as they emerge. Maximising the benefits of technology, and creating strategic alliances ahead of legislative...

We support the principle of automatic enrolment. However, it won’t be enough on its own to guarantee the success of the pension reform policy. Automatic enrolment relies on apathy whereas those who...

The financial implications of losing a key person from a business can be disastrous, and the protection industry is well adapted to inject the necessary cash when it is needed. However, there...

Very few employers would argue they need specialist independent advice to guide them in establishing and managing their work-based pension scheme.But when it comes to paying for advice the market is polarised....