Pensions

As the Pensions Regulator re-iterated in December, incentivising members to ‘give up’ their Defined Benefit arrangement in exchange for a DC alternative is not a straight forward process. Equally, such a move...

Christmas is a suitable time for reflection on the past year and thinking about what we want out of the next one. I think if I had to sum up 2009 it...

What a corker of an agenda awaits us at the start of this New Year. As if Tony Blair before the Chilcot inquiry wasn’t dramatic enough, there are the little matters of...

Advisers who distribute group pensions on a commission basis and employees who benefit from them are being sacrificed because the FSA is unable to figure out a way of insulating the individual...

The FSA says it has no plans to extend its powers to cover occupational schemes at present, but says it will look again at the issue if commission through trust-based arrangements becomes...

Today’s FSA consultation paper, CP09/31, Delivering the Retail Distribution Review: Professionalism, Corporate Pensions, proposes an end to the current commission-based system of adviser and employee benefit consultant remuneration in the GPP market....

Friends says the launch, which is pencilled in for later in 2010 although no date has yet been fixed, is designed to offer a home for the funds of employees leaving corporate...

The restriction of pensions tax relief from April 2011 will apply to those with gross incomes of £150,000 and over, where gross income incorporates all pension contributions, including those funded by an...

Today’s pre-Budget report confirmed that National Insurance rates will increase from April 2011 by 0.5 per cent, in addition to the 0.5 per cent increase unveiled in the 2009 Budget. But the...

Delivering today’s pre-Budget report, Chancellor Alistair Darling said the decision to delay the roll-out of automatic enrolment and personal accounts was one of a series of “tough but necessary choices” to cut...