Pensions

"The threat of redundancy is like a dark cloud for many people. This can affect people in the workplace, whether it's their position that's at risk or that of their partner," says...

Opportunities for product development in the realm of income protection have arisen on the back of the trend for employers to switch from defined benefit to defined contribution pension schemes. In the...

But the Committee of Reference, its filtering body which is independent of F&C and Friends Provident, reckoned that financial services companies had changed and so it agreed to revise its criteria: 'in...

The unprecedented volatility of the last 18 months has undoubtedly created clear groups of winners and losers. Investors who were in lifestyling funds and are retiring now will have done well out...

Poring through the minutiae of all things technical in the world of pensions means he gets little chance to play the guitar these days. Controversial and opinionated, with the technical detail to...

Firstly, a key area to consider is the investment proposition. While employers may be keen to provide their employees with a wide range of investment choice, it can be a confusing experience...

The company employed a prototype, test-and-learn approach in designing this service. This involved spending considerable time researching which communication methods consumers find most attractive. They say they learnt valuable lessons about the...

There are various reasons why it has failed to be more popular with employers, but a key aspect is a lack of employee awareness of its value. Low employee awareness leading to...

Secretary of state for work and pensions James Purnell says that this report makes clear that for virtually everybody, if the benefit system remains the same, saving will make them better off...

Everywhere we look our long-term assumptions are being turned on their head. Even the assumption that equities are the best bet over the long term is under question, in light of the...