Pensions

Pension investors have already seen increases in longevity and poor returns on investments give their incomes a hammering. Now European Union (and EAA) solvency requirements, in the shape of Solvency II, risk...

Fiona Tait, business development manager at Scottish LifeYes. We suspect some providers will go down that route over the next couple of years. But we and others will not be doing so....

Debi O’DonovanThe first of the Baby Boomer generation are hitting their mid sixties now, thus starting what some are calling a “silver tsunami” of retirees over the coming decade.The Boomers make up...

Group income protection insurance can provide a privately funded solution to alleviate this problem. It provides an income to replace lost earnings; it can provide funds to save for a retirement pension;...

There’s no hiding the fact that the UK has a workforce which is getting older and sicker. Already, around 25 per cent have a long-standing health condition which affects their ability to...

Over an extended number of years it has always been my experience that the level of service from group risk providers is almost universally poor. I have never understood why the FSA...

Institutional shareholders, including pension funds, have been taken to task by politicians and others over the past year or so for their failure to address effectively the looming financial crisis before the...

Barring a sudden downturn in Conservative fortunes, and subject to getting the call from Dave and George, the welfare reform brief within the Department for Work and Pensions could soon be in...

At the start of the year the Association of British Insurers (ABI) slammed the government for a fundamentally flawed approach to retirement income in the UK. Faced with growing anxiety about rising...

Under quantitative easing (QE) the Bank of England has been pumping in more than £200bn in the system, buying gilts and corporate bonds, but now it has pulled the plug, concerns have...