Pensions

With the group risk market growing at barely more than the rate of inflation in recent years the challenge of how to expand the market was not surprisingly foremost among delegates at...

Getting employees to place a higher value on group risk products is a priority for expanding the market, according to delegates at the Group Risk Adviser Forum (GRAF) last month.Advisers accept that...

This October's introduction of the Welfare Reform Act, the arrival of personal accounts in 2012 and the continued fallout from the age discrimination debate will all mould the environment in which consultants...

The group risk market undoubtedly faces some challenges as the benefits package often comes under the spotlight during a period of economic downturn, rising employer costs and increasing employer obligations as a...

Company pension schemes represent a major expenditure for employers and, rightly, they expect a return on their investment. Employers offer schemes to help recruit and retain people who add value to their...

An effective communication programme can significantly increase the value of an employer's healthcare benefits, and save time and aggravation further down the line.Yet employers who spend months approving benefit recommendations will often...

For those happy to remain invested, where "should they put their money? Here my advice is to focus on large, good quality companies. Avoid at all costs smaller and medium-sized companies with...

Corporate advisers may appear to have a conveyor belt of long-term clients lined up in the occupational pension schemes that they service, but converting these individuals into clients beyond retirement remains a...

For somebody running a company that can name two thirds of the FTSE100 as its clients, Mercer's chief executive Alan Whalley is a refreshingly down to earth character.Born in a small mining...

This is a worldwide problem but some nations have been more successful than others at addressing the issue. In America there have been some startling results from the adoption of a scientific...