Pensions

To further strengthen its case, the Co-operative cites the Investment Management Association's quarterly statistics which show that retail inflows into ethical funds have been greater than outflows for every month since February...

"We're seeing between 30 and 40 per cent of SME schemes moving this year, up from around 20 per cent in a normal year," says Mike Izzard, managing director of Premier Choice...

Such arrangements currently account for less than 7 per cent of all income protection schemes, according to Swiss Re (see box below). But a combination of unprecedented pressure on employers' expenditure and...

The phrase 'risk aversion' could have been invented to describe the antipathy most people show towards anything to do with group life, income protection and critical illness cover. Turning that situation on...

As the number of blue chip companies moving to DC arrangements, and ultimately to contract-based ones grows, so the focus on default governance will grow. The shift will have significant implications for...

The cost of auto-enrolment is undoubtedly an ever-growing dot on finance directors' radars at a time when the Budget proposals have dented confidence in pensions. Throw in the poor recent performance of...

Those in defined benefit schemes are spared organising their own retirement income. But the dramatic switch in recent years towards defined contribution arrangements, where the onus is on the employee to make...

Conventional wisdom in the financial services industry suggests consumers like face to face advice. Without doubt the majority of the baby boomer generation prefer a human interface, but the younger your target...

It is our responsibility to deliver this no matter how unachievable the task appears to be.Whilst reducing costs may be attainable in the short term, through competitive market pressures, we all know...

The fact is that the Government has spent a lot of money it hasn't got to get us through the worst of the devastation. Now it is trying to figure out how...