Pensions

Those in defined benefit schemes are spared organising their own retirement income. But the dramatic switch in recent years towards defined contribution arrangements, where the onus is on the employee to make...

Conventional wisdom in the financial services industry suggests consumers like face to face advice. Without doubt the majority of the baby boomer generation prefer a human interface, but the younger your target...

It is our responsibility to deliver this no matter how unachievable the task appears to be.Whilst reducing costs may be attainable in the short term, through competitive market pressures, we all know...

The fact is that the Government has spent a lot of money it hasn't got to get us through the worst of the devastation. Now it is trying to figure out how...

Industry experts say the consultation paper Distribution of Retail Investments: Delivering the RDR, goes little further than the feedback statement published in Nobember 2008. The latest consultation asks whether stakeholders agree that...

Canada Life Group Insuracne is offering special terms for advisers looking to transfer business from Aegon following its announcement that it is to withdraw from the group risk market.Canada Life says it...

Last week’s news that Barclays has closed its scheme to future accrual and that BP is closing to new joiners may trigger many more employers to question the value of offering expensive...

The surprise move has left advisers facing the task of moving existing customers to other providers as soon as possible. The group risk business will be wound down completely over the next...

Many of you will doubtless have spent the last few weeks trying to explain to senior executives what the Budget means for their company’s pension scheme.How many of them have been most...

Swiss Re have recently released their annual Group Risk report which makes for interesting reading regarding the current state of the Group Income Protection market. Even though in-force premiums are up slightly...