The Government’s drive for a simple charging structure has reshaped the DC market with providers recouping costs now through a single annual fund management charge (AMC). Gone are those allocation rates, policy...
There’s been some press interest recently as to whether employers with work-based pension schemes should start auto-enrolling employees into their schemes ahead of 2012. Some commentators say that they should – perhaps...
Decisions are easy with the benefit of hindsight. The greatest skill, of course, is identifying new trends as they emerge. Maximising the benefits of technology, and creating strategic alliances ahead of legislative...
We support the principle of automatic enrolment. However, it won’t be enough on its own to guarantee the success of the pension reform policy. Automatic enrolment relies on apathy whereas those who...
The financial implications of losing a key person from a business can be disastrous, and the protection industry is well adapted to inject the necessary cash when it is needed. However, there...
Very few employers would argue they need specialist independent advice to guide them in establishing and managing their work-based pension scheme.But when it comes to paying for advice the market is polarised....
Standard says the DWP has abandoned discussions with a cross-industry group aimed at developing an acceptable quality test for existing pension schemes. It fears this could have a detrimental impact on existing...
The insurer, which is the largest life office in the US, says growing similarities between the UK and US markets make it ideally placed to grow its business on this side of...
The service, part of the insurer’s Membersite online system is called e//finance, and consists of two features, Financial Toolbox and Financial Portfolio.Financial Toolbox allows members to view a snapshot of their financial...
The adviser group, led by Origen, wants to be able to offer a consistent advice service for scheme members looking to take transfers out of final salary schemes.Origen has discussed the plan...
