Cazalet has modeled returns for a range of investors with different incomes, ages, contributions and lapse rates and uncovered a wide range of outcomes.Assuming an investment return of 7 per cent and...
The changes are designed to allow for the fact that the Employment & Support Allowance (ESA), which comes into force on 28 October 2008 will provide a lower rate of benefit compared...
The insurer says it will also offer cover for people who have had a range of other potentially serious illnesses, such as cancer, paraplegia, back pain and diabetes.Unum predicts its cover will...
The DWP is also seeking views on whether greater risk sharing could be accommodated without major changes to the existing legislative framework.It has also announced that it intends to amend the current...
There is no denying the fact that the majority of us are feeling the effects of the credit crunch and one of the best loved ways to help staff with families is...
With everything from livestock to Far Eastern property now covered, the market for Exchange Traded Funds (ETFs) and Exchanged Traded Commodities (ETCs) has seen not only significant growth, but also colour added...
When recommending healthcare benefits to a company, advisers often see healthcare cash plans and medical insurance fighting for their attentions. But while the two product types may claim to be able to...
Whether an employer is implicated or not in the reason for an employee's absence it is incumbent on them to ensure staff off sick get back to work as soon as possible...
The benefits of active management often get lauded as the panacea of investing but index funds are proving more popular than ever when it comes to where pension funds want to put...
Encouraging employees to save for their retirement remains a holy grail of the pensions industry and practitioners are increasingly looking to behavioural finance techniques to improve employee take-up of defined contribution arrangements.There...
