Pensions

The full extent of the disincentive to save for low earners has been laid bare by a shocking set of figures released by the Government last month. In a nutshell, millions of...

The firm says that the rate of inflation is so severe that company medical plans may have to undergo similar changes experienced by company pension schemes.Data analysed by the company shows that...

As we all head off for the chaos of packed airports, motorways and ferries the corporate intermediary can reflect on a half year of significant progress in the face of difficult economic...

There are some very good reasons for this. The main one is that the employer can make National Insurance Contribution (NIC) savings on the amounts that employees sacrifice.There is possibly now an...

For each policy/account set-up, providers aim to recoup costs of acquiring the business, such as commission, sales and marketing costs, policy set-up, investment fees, and ongoing servicing costs. Finally, an allowance is...

Achieving above average investment performance is important; particularly for members of defined contribution (DC) schemes. To put this in perspective, outperforming the market by just 1% per annum would more than offset...

Effective employee communication is a proven way to increase take-up. Providers and intermediaries can help to get information across to employees using emails, online tools, brochures, websites, posters, presentations, text messages, articles,...

The provider is piling on the pressure at a time when the Government has called for an urgent review of the NHS's policy of denying services to patients who top up their...

The actuarial consultancy points out that those individuals who have registered for enhanced protection will see it invalidated by being auto-enrolled into the Government's new personal accounts scheme.Individuals who had built up...

Cazalet has modeled returns for a range of investors with different incomes, ages, contributions and lapse rates and uncovered a wide range of outcomes.Assuming an investment return of 7 per cent and...