Pensions

Tax relief shock for high earners

The insurer calculates that 250,000 high earners in workplace private pensions are missing out on 20 per cent of the value of their pension contributions by not claiming the relief.Standard says poor...

Making it pay to save

The pensions industry is breathing a huge sigh of relief after the Government confirmed the European Union does not see auto-enrolment as breaching the Distance Marketing Directive. The decision has also sounded...

THE BIG QUESTION

David Marlow, marketing director, Alexander Forbes Financial ServicesFrom our experience the pension is taken as the most critical benefit of all and would think it will be the last to come under...

The corporate agenda

Too often employers focus on pension scheme membership and contribution levels while ignoring the other financial burdens - mortgages, debt, and saving - of staff.It is my belief that employers which emphasise...

Someone’s looking at you

The Retail Distribution Review may have been people's primary focus given the inevitable effect it will have on their future, but firms failing to act on the Data Security paper and the...

Define your plans clearly

When defined contribution pension plans were first introduced, some people may have hoped that employees would act as the perfectly rational consumers of classical economic theory by making optimal saving and investment...

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