Investing in diversified equities, rather than solely government bonds, leads to better long-term retirement outcomes in DC pensions, but it requires managing volatility, tailored defaults and longevity risks. That was the key...
As the UK defined contribution (DC) market matures, focus is increasingly shifting from accumulation to decumulation, in particular, how members draw down their savings in retirement. Since pension freedoms opened the door...
Public sector bodies will have to complete detailed climate disclosures to give a clearer picture of each organisation’s impact and how they are managing climate-related risks. These will follow the TCFD reporting...
The UK is uniquely placed to spearhead faith-based pensions, not as niche offerings but as part of a broader shift toward value-driven retirement solutions that embed ethical and sustainable principles into the...
Pension schemes are looking to refine responsible investment remits against an evolving political and economic backdrop. This was the subject of a key panel discussion at Corporate Adviser’s Master Trust and GPP...
Closing the gender pension gap is a collective responsibility that affects everyone and requires action to ensure women achieve equal retirement outcomes. Speaking at the Corporate Adviser Master Trust Conference, Scottish Widows'...
The US is likely to remain an important source of global equity returns in future, despite current concerns about concentration risks and a potential AI bubble. This was one of the key...
Government plans to speed up consolidation and push private markets into DC are moving faster than the system can safely support. That was the dominant sentiment during a panel discussion at the...
The future of ESG within the pension industry is “genuinely in doubt” due to a political backlash in the US, according to former pensions minister and consultant Guy Opperman. This stark warning...
The Chancellor’s latest budget paves the way for DB schemes to use surplus funds to make direct payments to pensioners. The current Pension Schemes Bill 2025 includes provisions to change the law,...
