Under auto-enrolment legislation, schemes must satisfy minimum quality requirements to ensure all eligible employees receive mandatory minimum levels of pension contributions from their employer. As more and more employers approach the renewal...
The provider, which has been vocal in calling on the government to lower the auto-enrolment pension charge cap to 0.5 per cent, says it does not expect to break even on its...
Successive saving-related policy initiatives taken by the current government could be interpreted as stepping stones towards the ultimate merger of pensions and Isas. These include several reductions in pensions’ lifetime and annual...
Fit for Work is the government’s new flagship policy to reduce long-term sickness absence in the UK. The service began its long-awaited roll-out in March in two geographical areas, and should be...
Is the 0.75 per cent charge cap that comes into force this month the dog that didn’t bark? Or is it simply not receiving the attention it deserves because freedom and choice...
As the Chancellor’s pensions revolution becomes a reality, most in financial services – publicly, at least – are expressing support for the fundamental reforms being introduced. They are right to be rubbing...
From the moment when Chancellor George Osborne announced the pensions reforms in March last year, pensions administrators experienced unusually high call volumes from scheme members asking about how they could access their...
One of the most passionately debated topics in our industry over the past few years has been the possibility of automating the advice process by using technology. Probably the majority of financial...
With barely a month until polling day, all the political parties are starting to announce their key electoral themes. Doubtless the outcome of this election, as with most previous ones, will be...
Premiums grew by 7.9 per cent across the board, the Swiss Re Group Risk Watch 2015 report, with an 8.9 per cent increase in in-force death benefit premiums, a 6 per cent...
