Pensions

I’ve started running a book on how soon after May’s general election the next Government, whoever that might be, starts unwinding the pension reforms in “freedom and choice”. I opened at 10...

From personal accident insurance to key person cover and short-term sick pay solutions, group risk intermediaries seeking to boost income streams have the opportunity to get involved in a range of other...

In the Investment Environment module of the Investment Management Certificate, wannabe advisers, fund managers and analysts learn by rote the difference in liquidity, liabilities and asset choice between a young pension fund...

Working into your late sixties, seventies or even eighties has become increasingly common since the removal of the default retirement age in October 2011, with figures from the Office for National Statistics...

Employers have a huge amount of change to digest about workplace pensions and retirement. Yet amid this blizzard of information, regulations and communication messages corporate advisers report only a limited awareness of...

The words competence and suitability are probably the most frequently used terms in our sector - but before auto enrolment who would have foreseen the exponential rise in advisers’ expertise in all...

There has been a lot of discussion recently around the possibility of auto-enrolment style funding for group income protection. I believe that our industry needs to unite to support the belief that...

The onwards march of workplace pensions auto-enrolment is turning the spotlight on the employee benefits market with many employers taking the opportunity to review the benefits they offer staff as they launch...

At last there is almost unanimous recognition from virtually everyone except pensions minister Steve Webb that auto enrolment is anything but easy and that small employers will struggle. In the real world,...

Just eight months from now Stephen Timms could quite conceivably be the new minister for employment. If he and his party are successful in winning the election, reducing the bill for long-term...