Products in development – group risk
Like most insurers pressed on the progress of new products, Unum has declined to reveal any sales figures for its innovative sick pay insurance (SPI), but reports good levels of initial interest...
Like most insurers pressed on the progress of new products, Unum has declined to reveal any sales figures for its innovative sick pay insurance (SPI), but reports good levels of initial interest...
Magnus Magnusson once famously said “I’ve started so I’ll finish”. I do not pretend to be a health industry mastermind but the AMII journey has only just begun and evolution of the...
The concept of the master trust has always provoked murmurings of the potential for conflicts of interest. The Law Commission’s consultation into fiduciary duties of trustees has already raised concerns about the...
Investors appear to be increasingly averse to volatility. Take the case of private investors – once upon a time they would have stomached the bumps along the road for the potential rewards,...
For Gillingham, the key is playing in the right areas with the right proposition, with a cost base that matches your expected revenues. So while some of the larger players may have...
Pension consultants are already talking to clients about changing investment strategy targets to accommodate the more complex choices soon to be available to retirees. Target date fund providers are assessing what the...
The provider says it anticipates workplace schemes needing to have several, possibly three, options within the default arrangement, to accommodate those still wanting an annuity, those wanting to go into drawdown and...
The guide details areas of common ground, and explains how both regulators seek to ensure that member outcomes are not adversely affected by the differences in regulatory regime. TPR executive director for...
This year’s Budget will go down in history not only as a pivotal moment for the pensions industry, but more importantly for the long term savings behaviour of Britons. Chancellor George Osborne’s...
She has questioned the government’s modelling of the extent to which individuals will erode their retirement savings, and says the Budget goes completely against the spirit of the auto-enrolment consensus that has...