The Pensions Regulator’s first compliance notice, issued to an un-named employer who has failed to meet its auto-enrolment obligations, as confirmed by Corporate Adviser last month, marked a minor new milestone in...
The majority of retirees for whom an annuity is the best option should be entitled to expect that the system will be designed to give them a decent shot at getting the...
The UK business environment today is unrecognisable compared with 30 years ago, but recent research by Cass Business School, supported by Unum, has shown that the employee benefits landscape has not kept...
With the difficult economic conditions refusing to budge more and more employers are looking to tighten their belts and considering ways to reduce costs. Unfortunately, private healthcare is a benefit that is...
Default funds have evolved rapidly since being thrust into prominence with the introduction of stakeholder pensions in 2001. Back then many providers simply offered a single fund as a default that was...
This column must start with a warning: much of what I am about to say will sound far-fetched to some readers. But all the technology I am about to describe exists today...
With the recent introduction of automatic enrolment, levels of saving are likely to rise but the number of small pension pots people accumulate as they move from job to job will also...
It has been predicted that auto-enrolment will create between 5 million and 8 million new pension scheme members and with many of these new savers lacking the experience and knowledge to select...
With employee assistance programmes (EAPs) available free on everything from a cash plan to a group income protection scheme, they’re fast becoming a standard part of the benefits package. But, while more...
The issue of charges is never far from the surface in financial services and pension scheme default funds are no exception. The last 12 months have seen politicians, trade bodies, investment managers, academics...
