Pensions

It is now less than six months until D-day – or should that be C-day – when the charge cap on defined contribution default pension funds is initiated. When the cap was...

With its tax-efficient structure, a healthcare trust is a great way to cut the cost of providing health insurance benefits. But, rather than simply replicate the cover available under a medical insurance...

Defining the line between advice and education:Capita Employee Benefits head of marketing and research Robin Hames “Most employers recognise that the financial literacy of the workforce is a genuine concern, but the...

Although much of the coverage around the Seven Families campaign to promote income protection focuses on the individual market, it also provides a great opportunity to raise awareness of group income protection...

The notion of a healthy workplace is not a recent concept, yet while the benefits have been known for some time, businesses in the UK have for the large part failed to...

In November this column looked at compelling evidence as to why improving employee understanding of their personal finances can be a great way for employers to boost staff productivity and provides an...

Roll over annuities, there’s a new kid in town. In fact there is a whole new generation of rollover retirement products in town, or there will be by the time April 2015’s...

The provider has published alarmingly high withdrawal figures for vesting pension customers using the raised triviality threshold introduced in last year’s Budget, with 59 per cent of non-advised customers taking cash post-Budget,...

The report says that between £5.6bn and £8bn is potentially exposed to charges above 2 per cent, with £900m potentially exposed to charges above 3 per cent. The audit, launched in the...

Let’s talk about problems with defined benefit pension schemes.  I know – where do we start? Some have been foisted upon us by legislation but it’s fair to say some are of...