The Department for Work and Pensions has told both providers and advisers that the Pensions Bill is to be amended to include a ban on consultancy charging on all qualifying pension schemes,...
The report, Mind the Gap, argues DC members are currently receiving inferior investment services to those enjoyed by DB members because of a more restricted access to asset classes which give effective...
Alpha for defaults? Are defined contribution schemes guilty of making false economies by prioritising cost over quality? Passive investment in pensions has been steadily growing in popularity and the launch of...
International benefits Managing global benefits packages in a tough economic climate is all about helping employers to strike a balance between containing costs and continuing to meet the unique and, at...
Stress at work is on the rise The treatment of workplace stress and mental health issues will undergo significant change during the next five years. But this is likely to be due...
We think flexible target date funds (TDFs) meet the standards by which “best” should be judged. When measured against the current “default default” offering – lifestyle – we believe they offer more...
Funds on target Since the launch of auto-enrolment, the governance of DC pension schemes has become an increasingly prominent issue, with the Pensions Regulator, the FCA (formerly the FSA) and the Office...
Rehabilitation was given a significant endorsement in this year’s Budget, with the chancellor announcing a targeted tax relief on health initiatives that help employees return to work. The relief, which will apply...
Called Independent Governance Oversight (IGO), the new service is designed to operate both with schemes’ existing governance committees, or where there are none, to take sole responsibility. L&G says it is making...
In a paper for the Fabian Society, Labour pensions shadow Gregg McClymont MP and his senior parliamentary assistant Andy Tarrant argue contract-based pension schemes contain an inherent conflict of interest between...
