Pensions

Default funds have evolved rapidly since being thrust into prominence with the introduction of stakeholder pensions in 2001. Back then many providers simply offered a single fund as a default that was...

This column must start with a warning: much of what I am about to say will sound far-fetched to some readers. But all the technology I am about to describe exists today...

With the recent introduction of automatic enrolment, levels of saving are likely to rise but the number of small pension pots people accumulate as they move from job to job will also...

It has been predicted that auto-enrolment will create between 5 million and 8 million new pension scheme members and with many of these new savers lacking the experience and knowledge to select...

With employee assistance programmes (EAPs) available free on everything from a cash plan to a group income protection scheme, they’re fast becoming a standard part of the benefits package. But, while more...

The issue of charges is never far from the surface in financial services and pension scheme default funds are no exception. The last 12 months have seen politicians, trade bodies, investment managers, academics...

Lack of new business” has probably been the most commonly uttered phrase by employee benefit consultants about the group risk market during recent years. But, somewhat curiously, these very same individuals could...

The pensions industry is waiting with baited breath to see the Office of Fair Trading’s findings on whether a price cap is desirable for auto-enrolment pension schemes and how they might influence...

As the pension industry braces itself for arguably its greatest ever challenge with the next tranche of auto-enrolment, the new vocabulary from providers is all about standardisation, streamlining, preparation and even industrialisation....

Auto-enrolment has moved the scrutiny of investment fund charges up a gear and some stakeholders are not liking what they see. Research paid for through bundled execution costs, cash for access to...