Pensions

Capitally inadequate

Whatever happens to the Euro, it is premature to bank on an end to infernal meddling from annoying technocrats any time soon.So, while on one level side-splittingly hilarious, the latest EU proposals...

‘One and done’

Group life schemes’ catastrophic event limits are what I have in mind. Maximising them can be a complex exercise involving multiple insurers and a lot of haggling, but they are too big...

Changing expectations

Attitudes to work have undergone a fundamental shift in recent decades. As employees have moved away from the notion of a job for life towards more transient careers, so employers have begun...

Welcome intervention

Private healthcare could be set for a shake-up following a review of the UK’s privately funded healthcare services by the Office of Fair Trading (OFT). The review, which highlighted a number of...

Pressure rising

Evidence of hardening in group risk rates now extends well beyond the anecdotal. Intermediaries report big increases from some providers, and in some cases providers are not even prepared to offer terms...

Charging ahead

Five providers - Aegon, Friends Life, Legal & General, Prudential and Scottish Life - have come together with Sesame Bankhall and Deloitte to establish some approaches towards consultancy charging in a report...

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